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The Mechanics Lien Act offers a robust tool for contractors, subcontractors, and materials suppliers to secure payment, while also protecting homeowners. Homeowners must actively exercise their rights to benefit from these protections. Before making payments, homeowners should request a contractor's sworn statement from the general contractor, which outlines who is working on the property, the contract amounts, the payment requested, and the remaining balance. Additionally, homeowners are entitled to receive a partial waiver of lien for each interim payment and a final waiver of lien upon project completion from subcontractors and materials suppliers.
