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Its a gloomy day here in Seattle, Washington, so it seemed like the appropriate day to talk about personal guarantees, asset protection after youve signed a personal guarantee. I have been getting a number of calls recently from people who have signed a personal guarantee for their lease, for their commercial property lease, and, in the current environment, they are wondering how things are gonna work out for their business in the next couple of years, and theyre looking at that three, four, five years left on their lease and wondering how theyre gonna pay it if things go south for their business. So, theyre wanting to know what kind of planning they could do to protect their personal assets if things dont go well with their business. And thats why its a good topic for a rainy day because asset protection is for potential future creditors. If youve signed a personal guarantee for a lease or a loan, then you have an existing creditor. Youve signed an agreement that says, basi
