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On a gloomy day in Seattle, the discussion centers on personal guarantees and asset protection for those who have signed them, especially regarding commercial leases. Many individuals are concerned about their businesses' sustainability in the upcoming years, particularly with a few years left on their leases while facing potential financial downturns. As they seek methods to safeguard their personal assets, the conversation highlights the importance of asset protection strategies. It’s noted that personal guarantees create existing creditors, leading to a need for careful planning to mitigate risks associated with potential future creditors.
