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Graduation day is approaching for the class of 2022, and many graduates will face significant student debt. However, as scholarship advisor David Toboknikov explains, it’s never too late to apply for scholarships. Students are encouraged to apply for scholarships starting in their junior year of high school and continuing throughout their education. Scholarships are available year-round, with school-based scholarships requiring the FAFSA to be submitted by February 1st. Various types of scholarships, including corporate and non-profit, can help alleviate financial burdens and support students in financing their education.