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Equipment lease agreements allow owners of personal property to temporarily let others use it for a fee. These agreements can be structured in various ways, influenced by state regulations, but certain common elements are consistent regardless of location. They are particularly beneficial for significant projects requiring costly equipment that may not be needed afterward, like a steamroller. Rather than purchasing such equipment, renting is often more practical. For lenders, an equipment lease agreement provides an assurance that their equipment will be properly cared for during the lease period.