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whats happened in subscribers welcome back to the cash flow er community its so nice to see it here on the channel oh man were on a mission to hit a hundred thousand just around the bend I cant wait I dont know why thats such a big goal but Im very excited about it and I want to thank you guys for joining the community if you havent yet subscribed consider doing so not only are you gonna receive some of the best tips tricks little-known secrets of how to bank and borrow the right way how to actually manage your money the right way how to have a lot less debt how to have access to a lot more money how to have access to perfect credit but as a subscriber and an active participant here on the channel you can remain eligible to win things like this this $25.00 amazon gift card which is going to be given away here on todays episode so stay tuned for that now today what were gonna talk about our collections got a few points I want to make on this there are other details that weve