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basically where you play money to keep that no claims and I looked around before this Facebook live to see if there was any research theyve been done on it and interestingly there was a piece of research that was published not forgotten I need to know who did it to give him the credit but if you search it you will find it and they looked at the extra cost of having the protection of your no claims discount on your policy the additional amount youll pay a year to do that versus the extra you pay on claims so if you had to make a claim because obviously if you havent got that discount youre gonna make a claim and then the extra youre gonna pay on your insurance when it comes to renewal so they looked at all of that and put it in the mix and they worked out that the average policy was 60 to 62 pounds more expensive on an annual car insurance premium then when they looked at it after the first year you made a claim after the first year then you would be a hundred and fifty five pound
