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When retiring from federal service, both unused annual leave and sick leave can be significant benefits for generating extra income immediately and throughout retirement. Jerrell Harvey from Fedway Financial discusses these benefits, emphasizing the importance of understanding their value. Annual leave offers time off for relaxation, while sick leave provides income protection during illness or injury. The tutorial will delve into how accumulated leave impacts retirees and what federal employees need to know about maximizing these benefits. If you're interested in personal finance, federal benefits, and retirement planning, subscribing to the channel is encouraged.