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Returned check payments occur when a check is not processed by the bank, marked as a return check for reasons such as invalid account number, inability to locate the account, or insufficient funds. To avoid issues, ensure your bank account is in good standing and verify your account details when making payments. If a check payment is returned, your account will incur penalties, including a KC financial hold that impacts enrollment. Additionally, a $25 non-refundable processing fee will be applied to your account. The hold will be lifted only when both the return check fee and the original amount are settled, and typical delinquent procedures will follow while the balance is outstanding.