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The tutorial demonstrates how to write a personal loan agreement using docHub PDF, highlighting its ease of use as a fillable form. Users begin by selecting a format and entering the effective date—May 24, 2015. The borrower, Johnny Appleseed, is identified, alongside his address, and the lender, his wife Nancy Appleseed, is mentioned as living at the same address. The agreement specifies that Nancy promises to repay a loan of $10,000 within one year. The tutorial continues with additional details pertinent to the loan, ensuring all necessary information is included for a valid personal loan agreement.