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In this video, Rob Freeman explains the concept of a "hold harmless" clause, which is commonly found in contractual agreements between multiple parties, such as leases or construction contracts. A hold harmless clause shifts the responsibility for certain risks from one party to another. For example, in a lease, the tenant may agree to indemnify, defend, and hold the landlord harmless against claims related to bodily injury or property damage that could arise from the tenant's actions. This clause is important in the world of insurance as it clarifies responsibilities and liabilities among the involved parties.
