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The video tutorial emphasizes that it is not sponsored and contains no affiliate links, with the software recommendations based on personal experience and insights from business peers. The creator recounts starting a calligraphy business in 2018 and discusses handling invoicing for custom commission requests, exemplified by a $50 calligraphy quote. They recommend using Wave, Stripe, and PayPal as effective invoicing solutions due to their lack of subscription fees, although they note a standard transaction fee of 2.9% plus 30 cents per transaction for credit card payments. This fee structure should not deter business owners from accepting credit card payments.