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Dan Sweeney from Home Bin Discount Realty discusses liens in property buying. A lien is a claim on a property, commonly associated with mortgages where a bank asserts a claim until the loan is repaid. If the borrower defaults, the bank can force a sale to recover its funds. Other liens can arise from unpaid bills, such as water bills, where municipalities can claim amounts owed. It’s crucial for potential buyers to ensure the property they are interested in has no existing liens, as these can complicate the transfer of ownership and diminish the property’s value.
