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The text describes the speaker's experience with cash outs in a mobile app, specifically related to scanning receipts. The purpose of the video is to provide an update on the speaker's previous video and introduce the audience to their top three apps for making money from scanning receipts. The first app mentioned is the fetch Rewards app, which allows users to scan receipts from various stores and restaurants to earn points. The app categorizes the points based on whether the receipt is from a qualifying retailer or not. All relevant links and referral codes are provided in the video description.