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This video tutorial, "Medicare Explained NC," sponsored by BenefitCare.com, covers the basics of Medicare Part D prescription drug coverage for 2023. Key points include the four methods of drug coverage, the Part D late enrollment penalty, and the two types of Part D coverage. It explains required and excluded drug types in a prescription drug plan, the Part D drug formulary, and three management methods for certain drugs. Additionally, it discusses five formulary tiers, the two types of pharmacy networks, and the four drug coverage phases, including what counts as true out-of-pocket costs. Viewers will learn how to manage changes to prescriptions, formulary exceptions, the Medicare star rating system's impact on Part D plans, the effect of IRMA surcharges on costs, and changes introduced by the Inflation Reduction Act for 2023 drug plans.
