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hi welcome to Medicare explained NC sponsored by benefitcare.com in this session well explain the basics of Medicare Part D prescription drug coverage for Plans offered in 2023 in this session you will learn about the four ways drugs are covered in Medicare the part D late enrollment penalty the two types of Part D prescription drug coverage which drug types are required to be included and excluded from a prescription drug plan A Part D drug formulary three ways certain drugs are accessed and managed five formulary tiers in addition youll learn about the two types of Pharmacy networks the four drug coverage phases which expenses are included in or excluded from the true out-of-pocket costs what to do if your prescription changes what is a formulary exception the Medicare star rating system and how it affects Part D drug plans how Irma surcharges can increase your prescription drug costs finally two ways the inflation reduction act changes 2023 drug plans so how are drugs covered und