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In this Medicare tutorial by BenefitCare, viewers learn about Medicare Part D prescription drug coverage for 2023. Key topics include the four coverage methods for drugs, the late enrollment penalty, and the two types of Part D coverage. The session addresses required and excluded drug types in plans, the concept of a drug formulary, and the three access and management methods for certain drugs. Additionally, it covers the five formulary tiers, two types of pharmacy networks, and the four coverage phases, including what expenses are counted toward true out-of-pocket costs. Other points include handling prescription changes, formulary exceptions, the Medicare star rating system, IRMA surcharges affecting drug costs, and changes to drug plans due to the Inflation Reduction Act.
