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Jessica Culver, a family lawyer at Dummit Fradin, explains that a separation agreement is a contract between parties that addresses various issues during separation before divorce. It covers property division, spousal support, and other matters that may arise, which an attorney can identify during an initial consultation. This agreement can simplify the process, making it more pleasant by avoiding a trial and court involvement. However, it is also possible to use a separation agreement for some issues while opting for a trial for others. Overall, it is an effective way to resolve issues collaboratively without needing extensive court proceedings.