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please dont go another year without implementing this one habit tracking your expenses and creating a budget will change your life but the main reason most people dont stick to a budget is because its complicated and overwhelming so in this video Ive created the simplest way to track your expenses and build a budget so you can gain Clarity on your financial situation now if you just want the spreadsheet you can go in the description below and download it for free but youll be missing key points on how to actually use it so lets just get right into it this first step is extremely important because I personally hate having to write down all these tiny little expenses like going to get coffee or getting gas its not realistic and is definitely not sustainable so I personally use an app called mint and it automatically tracks all of those tiny expenses and thats what Id recommend for you to do as well this is not sponsored this is just what I use and it works great I promise if yo