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foreign good morning and thank you for joining us today for the federal Homeland bank of San Franciscos affordable housing program general fund application webinar for rental projects well be going over the 2023 ahp general fund application today my name is Sophia Castillo and I will be one of your presenters this morning my colleagues Rose wurz and Robert Segal will also be presenting this is our schedule for this morning during this webinar we will provide an overview of the bank and the affordable housing programs general fund well then go over the changes for the coming round and give you some insight into how we score applications as well as how we review the financials for Need for subsidy and feasibility we will end with a q a session during which you will be able to submit written questions to using the Q a dialog box included in yesterdays email to all webinar registrants were several helpful documents that will we will reference throughout todays presentation you should