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[Music] looking at markets 2022 certainly very challenging for investors some of the worst returns for asset prices so how should investors be interpreting this Im not sure its a moment to be bold right now but waking up and recognizing the growing value and the opportunity thats been created particularly in fixed income would be my would be my advice to to investors the reset has been challenging for for many uh but the exciting element is that that reset is complete and the return opportunities have become much more compelling and much more or interesting as investors what matters to us is is is coalescing around a base case but but also understanding a wide range of possible outcomes this is an extraordinarily unusual environment and and heading into 23. theres a wide range of possible outcomes I mean theres the soft Landing there is the hard Landing theres the possibility of a continued overheating and theres the risk of stagflation Tiffany gave the base case of moderating