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hi this is Richard Chamberlain and welcome back to the protecting your familys future podcast this is episode number 23. today were going to be talking about making a resolution about your estate plan now were talking about resolutions because uh New Years Eve is just this weekend and its the time of year when people really start to think about what are we going to do for next year how are we going to make next year better how are we going to make ourselves better in the next year they make goals for themselves they set resolutions so some pretty common ones I did a little research the most common resolutions are to to lose weight and be more healthy to improve our relationships exercise more some people make resolutions about traveling checking things off their bucket list they make a resolution to stop smoking or they make Financial resolutions about saving money or investing sometimes they want to start a new hobby and all of these things are really important because they make