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Michael Tillinger discusses the complexities surrounding banking issues, particularly focusing on promissory notes and bills of exchange. His extensive experiences with banks and the Supreme Court of Johannesburg have provided him valuable insights into this subject. Tillinger emphasizes the importance of understanding these concepts, especially when representing oneself against high-profile bank lawyers. He addresses frequent inquiries he receives globally about using promissory notes, aiming to clarify and provide a comprehensive resource for those seeking information on the topic. Through this video, he hopes to educate viewers on these financial instruments and their applications.