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This tutorial demonstrates how to create a personal loan agreement using the DocHub PDF format. Users can fill out a template by clicking on blanks. The instructor provides an example, establishing an agreement effective on May 24, 2015, between the borrower, Johnny Appleseed, and his lender, his wife Nancy Appleseed, both residing at 123 Apple Way, Apple Bill, Texas. The agreement states that Nancy promises to repay the lender $10,000 within one year. The video highlights that the form is straightforward and encourages users to follow along to create their personalized loan agreements.