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In this tutorial from I Hate Math Group, the presenter explains how to create an amortization table in Excel. They start with an amount borrowed of $100,000 and set the period to 30 years, converting it to months for a total of 360 periods. The interest rate is 13% annually, which is adjusted to a monthly rate by dividing by 12. The presenter demonstrates how to calculate the monthly payment using the PMT function in Excel, specifying the rate, total periods, present value (amount borrowed), and future value (set to zero). A negative sign is added to the present value to ensure a positive payment result.
