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In this tutorial, the presenter explains how to create an amortization table in Excel. They start with a loan amount of $100,000 and specify a 30-year term, calculated as 360 monthly periods. The interest rate given is 13%, which is converted to a monthly rate by dividing by 12. To calculate the monthly payment, they use the PMT function in Excel. The parameters include the monthly rate, total periods (360), present value (-$100,000), and future value (0). After inserting these values into the PMT function and closing the parentheses, the monthly payment is calculated. The tutorial aims to guide viewers through building the table step-by-step.
