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hi welcome to my channel pkr wifes career and growth today we will discuss about medical term co-insurance its a patient responsibility it will be represented as a pr2 it will be defined as co-sharing agreement between the member and insurance nothing but before patient will be taken an insurance policy the insurance will give a particular agreement regarding this coinsurance so for example 20 percent coincidence agreement so nothing but if your doctor is billed a medical claim to the insurance the insurance will pay 80 to the doctor and remaining 20 percent as per agreement they will applied patient responsibility as a co-insurance so if the patient is not having any active secondary insurance disco insurance 20 percent of coincident as per agreement will be the patient responsibility this is coinsurance thank you so much bye