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youre making two huge mistakes every single time you apply for a credit card or a credit limit increase dont know what they are dont worry as usual i got you come on so every time you apply for a credit card or credit limit increase it asks you two key questions that determine whether or not theyre gonna give you more money or give you a card at all and that is whats your annual income and whats your rent youre paying and most of you guys always answer this question with your annual income as whatever your annual income is but the reality is you should be using your annual income plus anybody else that lives in your household that pays bills dont believe me let me show you this is a screenshot of my actual capital one account i selected get a credit limit increase and now im going to show you guys where it says exactly what im trying to tell you go ahead and pause it if you want to take a look also when it comes out to the rent that youre paying you need to be taking away a