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While it's often advised not to write down passwords, this isn't practical for everyone. If you do write them down, create a personal code for additional security, incorporating unique characters in your written passwords that differ from your actual online passwords. This way, even if someone discovers your list, they'll need to decode it to access your accounts. In most cases, writing down passwords is safer than trying to remember them, as relying on memory often leads to weak, reused passwords across different accounts. It's generally more likely for criminals to hack into accounts online than to physically access written passwords at your location.