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In this tutorial from "I Hate Math Group," the presenter demonstrates how to create an amortization table in Excel. Starting with a borrowed amount of $100,000, the tutorial sets the loan period to 30 years, which translates to 360 monthly payments. The interest rate used is 13%, but it is divided by 12 for a monthly rate. The payment is calculated using the PMT function in Excel, which prompts for the rate, total periods, and present value. The present value is entered as a negative number to ensure the payment value is positive. The tutorial aims to guide viewers through this process step-by-step for clear understanding.
