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Password Protect Affidavit Of Lost Promissory Note And Indemnity Agreement

Password Protect Affidavit Of Lost Promissory Note And Indemnity Agreement

Aug 6th, 2022

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How to Password Protect Affidavit Of Lost Promissory Note And Indemnity Agreement

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In this video, Larry from the best credit repair channel discusses the use of affidavits in credit repair. He explains how to apply affidavits for validating medical debts or various loans and credit card collections with collection companies. Additionally, he addresses using affidavits to dispute information with credit bureaus as a strategy for having negative entries removed from credit reports. Larry expresses gratitude to his new subscribers and emphasizes his commitment to providing genuine, helpful information, regardless of whether it's always what viewers want to hear.

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Got questions?

Here are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

What makes a promissory note invalid?

Some common triggers that can invalidate and cause problems in a promissory note are: missing the payment schedule or interest rate, loss of the original copy of the document, and others. When a promissory note becomes invalid the lender cannot sue the borrower legally if they fail to make payments.

What makes a promissory note binding?

A promissory note must include the date of the loan, the dollar amount, the names of both parties, the rate of interest, any collateral involved, and the timeline for repayment. When this document is signed by the borrower, it becomes a legally binding contract.

Do you need a security agreement and a promissory note?

Although not legally required for a valid promissory note and security agreement, lenders typically take an additional step when business property is given as collateral for a loan.

What secures a promissory note?

The property that secures a note is called collateral, which can be either real estate or personal property. A promissory note secured by collateral will need a second document. If the collateral is real property, there will be either a mortgage or a deed of trust.

What is indemnity or affidavit?

What is an Affidavit And Indemnity Agreement? An affidavit and indemnity agreement is a legal contract that is created when someone, such as an individual or business owner, needs to use another persons documents for their own purposes.

Who holds the promissory note?

Your lender will keep the original promissory note until your loan is paid off.

Is a promissory note secured or unsecured?

There are two major types of promissory notes, secured and unsecured. Secured promissory notes have collateral behind them to secure the loan. Unsecured notes might have a personal guarantee but no valuable collateral, which carries a higher degree of risk of financial loss.

How do I make a secured promissory note?

A secured promissory note should carefully outline its repayment, and default terms. For example, it should spell out the steps required for seizing collateral. It should also state if there are any grace periods for late payments, and name who shall pay for costs, and legal fees if there is a default.

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