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A photography payment plan is an agreement between a professional photographer and a client using the photographer's images or services. Such plans can make expensive photography services more accessible, as they allow customers to pay over time rather than in one lump sum. Photographers can also benefit from collecting interest through these plans. A payment plan contract should include the parties' names, a description of services, total balance due, repayment details (down payment, interest rate, start date, repayment period), payment instructions, late payment conditions, signatures, and any other relevant terms. For more resources, visit eForms, which offers a vast database of online legal documents.