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When preparing a dish like rajma chawal, having all the necessary ingredients ready before you start is essential. This analogy applies to creating a process note or sanction note for a loan, where collecting all required documents and information upfront ensures a smooth and timely approval process. While banks provide a general checklist of documents, it's often too broad and may not suit specific loan situations. To effectively prepare a process note, it's important to visualize the final outcome—much like imagining the completed dish—so you can identify and gather the specific supporting documents and information needed for a successful loan sanction.