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In a live video, Matt Garland, also known as MG the Mortgage Guy, expresses gratitude for the day and encourages viewers to reach out for one-on-one consultations regarding their real estate goals. He emphasizes the importance of understanding the Debt-to-Income (DTI) ratio and addresses omitting car payments from DTI calculations. He invites viewers to type "DTI" in the chat and mentions plans for a brief lesson while walking. Matt reminds viewers to DM him the word "consult" for personalized assistance, noting he manually checks messages due to the absence of automation. The session is set to last about ten minutes.