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here are some ways to lower your home expenses every year shop your utilities and services around every year see if thereamp;#39;s a lower electricity cost with the new company or sign a multi-year contract with the company that you have you can also shop around the home insurance premiums that youamp;#39;re getting or increase your deductible in order to lower the premiums now youamp;#39;ll also want to protest your property taxes every year because that will lower the assessed value that youamp;#39;re getting from your county appraisal district so you donamp;#39;t have to pay as much in property taxes and you can also look at making your home a little bit more energy efficient and that can be done through smart thermostats changing the lighting and also having some energy efficient appliances