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being a notary is rewarding but it also has its risks luckily you can protect yourself today and well into the future with notary arrows and emissions insurance as a notary you may be held liable for things that are not in your control an unintentional mistake fraudulent use of your notary seal without your knowledge even a false accusation could cost you thousands of dollars to fight in court without warning you can be named in a lawsuit years after the notarization took place in even if youamp;#39;re no longer a notary keep in mind that having a state required notary bond is not the same thing as having insurance a notary surety bond allows the public to recover financial losses from a notarization you performed but it does not protect you if youamp;#39;re found to be at fault the surety company will pay the claim and they can legally require you to pay them back hereamp;#39;s how an e l policy for the national notary association works as long as your insurance was active