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hey everybody ben yangling claims in coverage with crawford inland insurance today iamp;#39;m going to talk to you about a new addition to a homeowner policy with some carriers called inland flood so flood is never called is never covered by your homeowner policy you know water flow comes into your basement water comes into your home that is considered flood which is always excluded if you need flood insurance you should call an independent agent to talk to them about that but what a new endorsement that selective insurance offers is called inland flood so you have to talk to your agent about the policy language but it will cover up to a certain amount if you have water that protrudes into your basement for example i had a water situation in my basement itamp;#39;s an older home i bought this coverage it was a couple hundred dollars a year and i think i got up to twenty five thousand 000 for it so talk to your independent insurance agent about inland flood again flood is neve