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A General Security Agreement (GSA) is a common form of personal property security used to secure commercial loans and business obligations to financial institutions or creditors. A GSA can cover present or future obligations, including loans and franchise agreement rights of the debtor, who signs the GSA. Key elements in a GSA include the debtor's representations, warranties, and covenants, a description of the secured personal property assets, terms and conditions of the agreement, and enforcement rights in case of default. GSAs typically secure loans for companies but can also be used by partnerships, cooperatives, and individuals, making it essential to include the correct name of the debtor.
