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In this tutorial, elder law attorney Patrick Cawley discusses issues faced by individuals appointed as financial power of attorney agents. He explains that banks and investment firms often require additional documentation, such as proof of incapacity, which can create obstacles for agents like Jane, who is managing her aunt and uncle's finances due to their dementia. Jane's goal is to handle their financial affairs effectively to ensure they qualify for Medicaid for long-term care. Cawley's advice aims to clarify these challenges and provide insights into navigating the legal landscape of financial power of attorney responsibilities.