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In this tutorial, the process of creating a personal loan agreement is demonstrated using DocHub PDF format. Users can access a fillable form on the specified webpage. Key steps include entering the agreement's effective date, the borrower's name (e.g., Johnny Appleseed), and his address. The agreement involves lending money to Nancy Appleseed, who resides at the same address. The borrower promises to repay the lender within a specified timeframe, which is set for one year in this example. The loan amount is set at $10,000, and details of the loan terms are to be filled out in the form.