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Amy from Lake Orion questions the legality of a mortgage deed she signed, which has since ballooned, and her obligation to pay off the loan within 30 days or face foreclosure. The speaker clarifies that Michigan does not use mortgage deeds, implying the term may be misunderstood. They emphasize their experience with real estate inquiries from out-of-state investors, noting the differences in terminology between states. The conversation suggests that while a mortgage deed functions similarly to a land contract, its implications can vary based on location and law. The speaker advises Amy to clarify her situation further, highlighting the importance of understanding local real estate practices.
