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Jessica Culver, a family lawyer at Dummit Fradin, explains that a separation agreement is a contract between parties during separation before divorce. It addresses various issues such as property division and spousal support, and can cover additional matters identified during initial consultations. This agreement facilitates a smoother process, avoiding court trials for issues that can be settled amicably. While it is not mandatory to have a separation agreement, it serves as an effective tool to resolve disputes without involving the court for all matters, although some issues can still be taken to trial if needed.