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You know what tomorrow is? Its the beginning of a new year. You know what that means? Well, today were talking about getting around OCR and this is a dispute or a knockout round. Now you hear me tell you all the time dont use tablets, use factual based disputes, but do you understand that theres actual science that goes into this? Well, this stuff is taken directly from the credit bureau training materials, and guess what its tells you exactly how their process works? Because a lot of people think that theres just a bunch of people sitting around a table, opening up envelopes. No, theres no humans and what your intention needs to be used to get to a human. Okay. So heres the deal. Were going to go over the process. So whether or not a dispute uses code crafting, another thing that you need to know about is how to get to a human being. Okay? You dont want your letter just converted into, you know, E Oscar and to go over to the data furnisher which mostly happens, but with tem