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People with federal student loans will not have to make payments until President Biden's loan forgiveness plan is resolved in court. The administration aims to cancel up to $20,000 in debt for millions, but conservative groups have challenged the plan legally. President Biden is confident in the plan's legality and intends to continue the fight against these lawsuits. The administration is seeking a ruling from the Supreme Court on the plan. Loan payments, which were scheduled to resume on January 1st, will be postponed, a trend that started with former President Trump and continued under Biden during the pandemic.