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In this tutorial, the speaker emphasizes the importance of liability insurance for owners and operators of full-service pool companies. Mistakes can occur on the job, potentially leading to legal claims against the business. A personal account is shared about a friend whose employee left a gate open, resulting in a child falling into a pool and sustaining brain damage. The friend faced a lawsuit for over a million dollars but was protected by liability insurance, which covered the claim. Without this insurance, he could have lost all his assets and faced bankruptcy. The speaker highlights that having liability insurance is crucial for safeguarding your business against unforeseen incidents.
