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Closing a mortgage involves managing various documents, including lender, title, and state/local documents, many of which require notarization and must be legally compliant. DocHubd offers a secure, fully paperless online mortgage solution that simplifies this process. It remotely manages all closing documents, facilitates electronic signatures and notarization, and allows for complete online closings. The platform enables document ordering and renaming, identifies which documents need notarization, and includes functionality for adding signature and initial flags. Borrowers receive a comprehensive document package for review and signing, with identity verification achieved through instant confirmation and knowledge-based authentication, while capturing and storing each borrower's photo ID for examination.