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Tiffany, a notary public in California and Loan Partner at Rate One Financial, discusses key facts about notarizing documents. A notary is a public official who certifies and witnesses signatures on official documents. Clients often ask why a notary is necessary when signing documents; the answer lies in confirming identities. This involves verifying the client's ID and matching it with their signatures, particularly for loan and real estate documents. Additionally, for real estate agreements, the notary captures a right thumbprint and records it in their journal to prevent fraud. Tiffany emphasizes these important procedures during her client interactions.