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Tiffany, a California notary public and Loan Partner at Rate One Financial, discusses key points about notarizing documents. A notary is a public official who certifies or witnesses signatures on official documents. Clients often question the necessity of a notary, which mainly serves to confirm their identity by checking their ID and comparing it to the signatures on loan documents. For real estate documents, a thumbprint is captured and recorded in a notary journal to prevent fraud. Tiffany also addresses common questions clients have when scheduling notarization appointments.