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hello my name is jace brown im an attorney with kiesa shahenia and john tomasi in west orange new jersey today im going to be giving a short presentation on what is an original under insuring agreement e of a financial institution bond for those unfamiliar with the financial institution bond a financial institution bond is a fidelity bond that covers loss for financial institutions associated with among other things counterfeit documents forge documents and altered documents the objectives of this presentation number one is to understand that not all financial institution bond forms define the term original the older ones do not define the term original and the newer ones do second objective is to understand the purpose of the original requirement in ensuring agreement e which we will discuss momentarily and the third require excuse me the third objective is to examine case law addressing what constitutes an original under ensuring agreement e in those circumstances where the term i
