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- Coast or risk crashing at retirement. In this educational episode, Im going to discuss why at retirement planning is far more critical than for retirement planning. (upbeat music) Im Doug Andrew. Ive been a financial strategist and retirement planning specialist now for nearly five decades, helping people safely go through retirement without outliving their money, but also helping people get to that destination. But so many people crash and burn during retirement due to the negative impact of taxes, inflation, and market volatility. And so when do most skiers, Im a skier, and Ive noticed that a lot of skiers, when do they get hurt the most? Its usually the last hour of the ski day. Why? Well, theyre tired, theyre worn out, and oftentimes they take unnecessary risks coming down the last run of the day. I see it all the time. And so what we wanna do is help you come down the mountain, so to speak, your retirement, your golden years, in the warmth and safety of a gondola, so to