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[Music] you can see in denture so indenture is a term that refers to the page which lists terms and conditions the bond will not have a lot of terms and condition the bond will simply say maturity power value and this kind of thing and the coupon weight terminal condition will be in in a separate page called bonding nature in which borrower will agree to do something and not to do something covenants so you can see a negative governance and affirmative governance for example um the borrower will not sell some assets now some of the negative governance can stop borrower from actually doing business the way borrower should do think about it if if the borrower is agreed that for the whole life of the bond five years i will not sell my planning machinery and here is an opportunity to upgrade power machinery at a reasonable cost now presence of negative covenants can stop borrowers from doing something that is good for them and for the lenders because eventually if the if the old plant sol