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id love to introduce uh teresa here with us today uh teresa is uh the owner and operator of a public prostate practice firm in calgary she works with small and mid-sized companies in a variety of industries she and her team support clients with full-cycle bookkeeping corporate and personal taxation management consulting and fractional cfo services her goal with her practice has always been to provide more than accounting support but rather look for opportunities to educate business owners working together to understand the financial information to enable them to make strategic business and tax decisions with confidence teresa is a chartered professional accountant in addition she has a bachelors of commerce degree in economics and marketing and a bachelors of art degree in psychology welcome teresa thank you so much for being here with us today and we look forward to hearing what youve got to share with us today thanks so much thank you to village wealth for inviting me um as a pa